Why didn’t I get a stimulus check?
Receiving a stimulus check from the government during the COVID-19 pandemic was a significant financial lifeline for many Americans. However, some individuals may have been left wondering why they didn’t receive their stimulus payment. This article delves into the possible reasons behind this issue and provides guidance on what to do if you’re in a similar situation.
Eligibility Criteria
One of the primary reasons you might not have received a stimulus check is that you did not meet the eligibility criteria set by the government. The first stimulus check, known as the CARES Act, was distributed to individuals who had a Social Security number, were not a dependent of another taxpayer, and had an adjusted gross income (AGI) of $75,000 or less for single filers, $112,500 for heads of household, and $150,000 for married couples filing jointly.
Dependents and Tax Filing Status
If you had dependents, their information needed to be correctly reported on your tax return. Additionally, your tax filing status could have impacted your eligibility. For instance, individuals who were claimed as dependents on someone else’s tax return were not eligible for a stimulus check.
Bank Account Information
To receive your stimulus check, the IRS needed your bank account information. If you did not provide this information when you filed your taxes or if the information was incorrect, the IRS might have sent your payment as a paper check instead of a direct deposit.
Missing Information
If the IRS did not have your correct mailing address or other necessary information, your stimulus check might have been delayed or sent to the wrong address. It’s essential to ensure that your contact information is up to date with the IRS.
Non-Filers
The IRS also sent stimulus checks to individuals who did not file taxes but were eligible for the payment. If you were not a tax filer and did not receive your stimulus check, it’s possible that you were not included in the initial distribution or that the IRS did not have your information.
What to Do if You Didn’t Receive Your Stimulus Check
If you believe you should have received a stimulus check but did not, here are some steps to take:
1. Check your IRS account: Visit the IRS website and sign in to your account to see if your payment has been processed or if there are any issues with your payment information.
2. Contact the IRS: If you cannot access your IRS account or need assistance, call the IRS at 800-919-9835. Keep in mind that wait times can be long, and it’s best to call during off-peak hours.
3. File a claim: If you are eligible for a stimulus check and have not received it, you may need to file a claim with the IRS using Form 1040 or Form 1040-SR.
4. Monitor your mail: If you did not receive your stimulus check as a direct deposit or a paper check, it’s possible that the check was returned to the IRS. Keep an eye on your mail for any notifications from the IRS.
Understanding why you didn’t receive a stimulus check can help you take appropriate action to resolve the issue. By following these steps, you can ensure that you receive the financial support you’re entitled to.
